Frequently Asked Questions
Still have questions about Craft Cottage Builders luxury modular homes? Check out answers to some of our most frequently asked questions below.
It would be easier to explain how they’re alike: they’re both built in a factory. Other than that, they have almost nothing in common:
Built to lower specifications from lighter-weight materials
Built to site-built building codes from high-quality building materials
Not real property – homes are titled, not deeded
Once set in place, the home is real property and taxed and deeded as such
Short, usually 7’ ceilings
Full 8’, 9’, or 10’ ceilings
Less visually appealing, low-pitch roofs limit placement in certain communities
More traditional, higher-slope roof pitches provide a premium, permanent look
Begin losing value as soon as they leave the builder’s lot
Appreciate just like other site-built, stick-built structures
Often prohibited in certain locations
Allowed anywhere a site-built home of the same floor plan would be allowed
Limited financing options available for buyers
All financing options, including Fannie Mae, Freddie Mac, VA, FHA, and USDA are available with no rate increases
Usually fitted with small appliances, bath fixtures, and cabinetry
Full-size cabinets, appliances, and fixtures
Visible seams in double- and triple-wide units
No visible seams inside or out
Minimal wind/storm protection
Certified for most wind zones in the Southeastern US
Other than the floorplans, which are relatively fixed in order to keep prices affordable, you have options when it comes to colors, floors, cabinets, countertops, shingles, and hardware finishes.
Our homes are built to the same exacting standards and building codes as site-built homes. Once the home has been placed and finished, it is indistinguishable from a site-built home. Read more about our quality on our “Why Choose Modular?” page.
Moving into a new, luxury modular home is easier than you’d think. Visit the “Our Process” page to find out exactly how easy it is!
Yes! As real property, our homes are eligible for the same mortgage and financing options as a site-built home. We’ll even help you complete the required forms to secure financing.
Your home will usually be built to it’s completion point in the factory in just a few weeks. Preparing your property to receive your Craft Cottage and building the foundation will usually take a little longer.
Installation is usually accomplished in just one or two days as far as getting the house on the foundation, and then the house will have to be dried in and finished out on site. This process can take an additional one to two months, depending on weather and other factors.
No. At this time, all Craft Cottage Builders homes must be set on a raised foundation, or “crawlspace foundation.” We can, however, prepare your foundation so that your house sits nearly level with the ground, giving the appearance of a slab foundation.
No. Just like a site-built home, your Craft Cottage is permanently installed on a fixed foundation and cannot be moved easily. Your home is considered “real property” and is deeded, not titled. Your home will appreciate like real estate and is eligible for all the same financing options as a site-built home.

Still Have Questions?
Contact Us and Let Our Knowledgeable Team Give You the Answers You Need!